(800) 747-6655

Firm Bio

David Garrett - Garrett Law OfficesWelcome to Garrett Law Offices. Perhaps you've lost a job, been crushed with medical debt, been recently divorced, or you just can't manage your high-interest credit card debt and the pressure is too much. For whatever reason, we can discuss your options and explain how you can find protection under the debt relief laws. There are two kinds of bankruptcy which are the most common; Chapter 7 and Chapter 13. In addition, there is the credit counseling option which you can investigate.

On October 17, 2005 the Bankruptcy Laws were changed substantially. However, it is still possible to obtain a discharge of your debt. It just may take longer, cost more, and take extra persistence. Congress has added many requirements including taking a debt management course, participating in a credit counseling briefing, and requiring more documentation about your finances. Don't be discouraged. At Garrett Law Offices we have developed procedures and secured resources to ease the way. For example, if you discover you're eligible for and are interested in filing for relief, we can help. Many of the steps can be done right in our office with our assistance or at home. In addition, we have developed a variety of payment plans you can use to spread out the cost and pay for the bankruptcy. Call us at 800-747-6655 to set up your next appointment.

David Garrett